Sometimes life throws you a curveball—and sometimes your car catches on fire. When unexpected events changed our plans in 2024, we had to rethink our priorities, adjust our budget, and use savings that had been meant for something else. Life happens, and sometimes your financial plan has to change with it.

I used to wonder where all my money went. Learning to budget gave my money a purpose—and taught me that being intentional doesn't mean giving up the things I enjoy.